Most people spend coins without a second thought. But what if one of those coins could be worth $19.9 million? That’s the jaw-dropping valuation of a rare 1964 Kennedy half dollar that might still be hiding in everyday change.
Why This Kennedy Half Dollar Is So Valuable
The Kennedy half dollar was first issued in 1964 to honor President John F. Kennedy, following his assassination in November 1963. While millions were minted, one unusual variety stands out — the 1964 SMS (Special Mint Set) version.
Experts believe only a few were ever produced, possibly as experimental strikes. Some may have accidentally entered circulation. These coins are highly sought after because of their:
- Exceptional strike quality
- Satin-like or proof-like finish
- Sharply detailed design features
One of these elusive coins reportedly sold for $19.9 million at auction in 2023, setting a record for U.S. coins.
How to Identify the $19.9 Million Kennedy Half Dollar
If you have any 1964 half dollars, check for these signs:
| Feature | What to Look For |
|---|---|
| Year | Must read “1964” on the obverse |
| Finish | Satin-smooth or mirror-like surface, unlike regular circulation coins |
| Details | Very sharp strike — clear lines in Kennedy’s hair and feathers on the eagle |
| Edge | Standard reeded edge of a half dollar |
| Weight | 12.5 grams for 90% silver composition |
If your coin matches these characteristics, do not clean it — this can reduce its value. Instead, have it authenticated by a trusted service such as the Professional Coin Grading Service (PCGS) or Numismatic Guaranty Company (NGC).
Where Could One Be Hiding?
Because the 1964 SMS Kennedy half dollar was never intended for public release, nobody knows exactly how many are out there. Estimates suggest fewer than a dozen survive.
Possible hiding spots include:
- Coin jars at home
- Change from cash transactions
- Rolls of coins from banks
- Tip jars or vending machine change
Coin hunters have found rare pieces in surprising places, so it’s worth inspecting any Kennedy halves you come across.
Why Collectors Love This Coin
Beyond its incredible market value, the 1964 Kennedy half dollar holds a special place in U.S. history. It marks the nation’s tribute to a beloved president and represents a rare minting mystery.
For collectors, it’s a holy grail. For everyday people, finding one could mean instant millionaire status.
Don’t Miss Your Chance
Next time you handle coins, take a closer look — especially if you see a 1964 Kennedy half dollar. Check the finish, the details, and the strike quality.
Your change could contain one of the rarest coins in U.S. history, and spotting it might be a once-in-a-lifetime opportunity.